The ACA Is Coming! Are You Prepared?

The Affordable Care Act, aka Obamacare, requires pretty much everyone to have insurance. For those of you who, like me, don’t get it through your employers (and, boy, is mine going out of their way to not give it to us), you will have to pay for it yourself. Fortunately, there are plenty of options, and it is important that you become aware of them soon, because open enrollment begins next Tuesday, October 1.

Now it is important to note that if you’re fairly poor, like me, you likely won’t have to pay much, if anything, for your coverage. From what I can tell, I might qualify for Medicaid. If I don’t, I’ll just barely qualify for something slightly above that. To get at least a guess of how much you’ll have to pay, you can go to this calculator. It is only a rough guess, but it will help at least somewhat.

In some states, you can get detailed information already on what you’ll be able to sign up for and what you will have to pay. Arizona is, alas, not one of those states, but come October 1, we can access that information through this website. That same site can also be used by people in other states to sign up/view their options.

Here are some additional links that are managed by our local CBS affiliate. Most of what they say will apply to all states, however.

Overall information
Myths busted

Remember that while you have six months to sign up (at least this year; it will be less in the next few years), you will want to get signed up as soon as possible after October 1. I’ll keep you guys up on what happens with my insurance which, believe me, I am looking forward to.

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